Consent for Electronic Signatures, Records, and Disclosures (“E-Sign Consent”).
In connection with providing consumer credit to you, we require electronic signatures, records, and disclosures. This E-Sign Consent addresses your rights when you and we circulate signatures, records, disclosures, and communications electronically (“Disclosures”). This E-Sign Consent applies to all electronic interactions between you and us, including transactions on a computer or electronic device. We may process your information, interact, and circulate Disclosures electronically.
To access and retain the Disclosures electronically, you will need to use standard software and hardware:
A PC or MAC compatible computer or other device with Internet access, e-mail account, and an Internet Browser that supports commercially reasonable encryption. To read some documents, you may need a PDF file reader like Adobe® Acrobat Reader X®. To keep copies, you will need your own printer or secure storage method. If these requirements change while you are our customer, and the change creates a material risk that you may not be able to receive Disclosures, then we will notify you. You may send us your written questions regarding the hardware and software requirements by mail to our address.
Obtaining Paper Copies of Records:
You may retain Disclosures by printing a paper copy. You may also mail your request to our address. We will provide paper copies at no charge. We will keep all Disclosures as the law requires.
If you accessed this E- Sign Consent disclosure through the E-Sign/E-Delivery tab on our website or through our mobile application, by checking the E-Sign consent box displayed on our website or mobile application and clicking the button labeled “You Agree”, you acknowledge that you can access the disclosures in the formats described, and agree to the terms of this E- Sign Consent.
If you accessed this E- Sign Consent disclosure through the Pre-Qualification page of our website, by checking the box indicating your consent to start your pre-qualification process online you acknowledge that you can access the disclosures in the formats described, and agree to the terms of this E- Sign Consent.
- You agree that we may send you an electronic Disclosure by email, fax, or text message using the information you provided. We may request a response or use any other reasonable means which allows you to demonstrate your ability to access Disclosures.
- You agree to inform us if your email address or cell-phone number changes. You may update such information by contacting us at our address.
You may withdraw this E-Sign Consent by notifying us in writing sent to our address, at any time and at no charge from us. Withdrawing this E-Sign Consent will prevent you from receiving Disclosures from us, and you may no longer be eligible to set up recurring payments with Republic Finance. If you withdraw this Consent, the withdrawal will not affect the legal effectiveness, validity, and enforceability of prior electronic Disclosures.