ELECTRONIC CONSENT AGREEMENT

Consent For Use Of Electronic Records and Signatures.

In this Consent for Use of Electronic Records and Signatures (“E-Sign Consent’), the words “you” and “your” mean any person giving consent to our use of electronic records and signatures as described below. The words “we,” “us” and “our” mean Republic Finance, LLC, its representatives, successors and assigns, and its designated agents and service providers. You are requesting or have obtained financial products or services from us. With your consent, we may choose to provide certain Records to you in electronic form and obtain your electronic signature in connection with those Records and other notices, instruments and terms. You are not required to receive Records in electronic form and sign them electronically. If you do not want to consent to our use of electronic Records and signatures at this time, please close your
web browser and do not electronically sign this E-Sign Consent. We can mail or otherwise deliver paper versions of such Records for your use.

Please read this E-Sign Consent carefully and print or save a copy for future reference to verify that you can keep this type of electronic Record.

Description of Electronic Records‚Äč

The “Records” covered by this E-Sign Consent include all applications, prequalification requests, inquiries, credit agreements, security instruments, payment authorizations, other transaction documents, servicing communications as allowed or required by law, as well as any consumer notices, disclosures and information relating to the origination and servicing of the financial products you request or obtain from us, now and in the future, including those that must be signed or that we are required or allowed by law to provide in writing (for example, your credit application and our credit decision notices; your consent for our communications with you; all contracts, agreements, transaction and servicing documents, consumer notices and agreements relating to your financing of a purchase or the refinancing of a loan or other extension of credit; your payments and payment authorizations; our privacy notices; billing notices and account statements; and all other communications or information relating to any financial products or services you request or obtain from us). We reserve the right to decide which Records to provide electronically and when to request your electronic signature for those Records.

Hardware and Software Requirements.
To view and print or save electronic Records, you must use a computer or mobile device that permits Internet access. You must have a printer or long-term storage device that allows you to print or save electronic Records for future reference. You must use web browser software that supports the HTTPS protocol, HTML, and cookies. You must have software that allows you to view and print or save PDF documents, such as Adobe Reader or similar. You must maintain a working electronic mail (“email”) account that allows you to view and print or save any electronic Records we send to your designated email address (including electronic Records displayed in the email message, attached to it, or displayed when you select links included in the message). If we change the hardware or software requirements in a way that creates a material risk that you will be unable to access or keep Records we previously provided to you in electronic form, we will display the revised requirements on our website or otherwise send notice to you of the revised requirements.

Obtaining Paper Copies of Records.
You may request paper copies of the Records we provide at any time. If you want to receive paper copies of Records you previously authorized us to provide in electronic form, you may call our Corporate Headquarters at 1-800-317-7662 or mail your request to Republic Finance, Attn: Electronic Records Dept., 7031 Commerce Cir., Baton Rouge, LA 70809, and request paper copies of those Records. Your request for a paper copy of any Record will not, by itself, mean that you have withdrawn your prior consent to receive Records electronically. If you withdraw your prior consent for our use of electronic Records and signatures, your withdrawal of consent will not apply to any electronic Records or signatures provided before the date your withdrawal of consent takes effect. We may require you to pay reasonable charges for preparing and mailing paper copies of your Records, unless applicable law prohibits us from imposing those charges. You may ask us to send additional copies of a Record to your designated email address at no additional cost to you, which will also allow you to print paper copies of the Record using your own computer and printer.

How To Update Your Contact Information and Designated Email Address.
If you have a working email address, we may require you to include your designated email address with your personal contact information. You agree to provide us with your correct and complete personal contact information and promptly notify us of any changes, including changes in your designated email address. You can update your contact information, including your email address, by calling us at 1-800-317-7662 or writing to us at Republic Finance, Attn: Electronic Records Dept., 7031 Commerce Cir., Baton Rouge, LA 70809.

Your Consent For Our Use of Electronic Records and Signatures.
By electronically signing this E-Sign Consent as described below, you agree that you reviewed this E-Sign Consent and verified that you can print or save a copy of it with your records. You give your express consent to receive, view and electronically sign the Records we display and provide to you in electronic form using your computer or mobile device, including the electronic Records we display on our website or mobile application and those we may send to your designated email address. You agree that the electronic Records we send to your designated email address may include Records displayed in the email message, attached to it or displayed when you select links included in the message. When a Record is electronically displayed on your computer or mobile device, you agree that your electronic signature for the Record may include clicking on the displayed buttons, selecting the displayed boxes, typing your name in a designated field or otherwise selecting an electronic facsimile signature for the field, sending an email reply to a message transmitted to your designated email address, or taking other affirmative actions described when you view an electronic Record displayed on your computer or mobile device. Your consent for our use of electronic Records and signatures will be effective unless you withdraw it in the manner described below.

Withdrawing Prior Consent for Electronic Records and Signatures.
If, at any time after your initial consent for electronic Records and signatures, you want to withdraw your prior consent, you may do so by calling our Corporate Headquarters at 1-800-317-7662 or writing to us at Republic Finance, Attn: Electronic Records Dept., 7031 Commerce Cir., Baton Rouge, LA 70809. We will not impose any fee if you decide to withdraw your prior consent for our use of electronic Records and signatures. However, if you withdraw your consent, you will no longer be permitted to use and obtain certain services through our website or mobile application. Your withdrawal of consent will become effective after we have had a reasonable opportunity to act upon it. If you withdraw your prior consent for our use of electronic Records and signatures, any electronic Records and signatures provided and obtained before the effective date of your withdrawal will remain fully effective, valid and enforceable.

Consent.
By checking the E-Sign Consent box displayed on our website or mobile application, you agree that:
  • You received, read and agree to the terms of this Consent for Use of Electronic Records and Signatures; and
  • You consent to your and our use of electronic Records and signatures in connection with any services you request or obtain through our websites, mobile applications, the email address you provided requesting or obtaining financial products and services from us, and any updated email address you may provide in the future using the procedures described above.
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