We are
consumer loans.

Get started online today!

We are consumer loans.

Get started online today!

  • img Secured loans up to $10,000*
  • img Pre-qualify with no impact to your credit score
  • img Option to apply and close online*
  • img Secured loan curbside closing available

* Not all consumers are eligible to apply online. Secured loan options are available exclusively in-branch and will have additional collateral and insurance requirements. Not all consumers will qualify.

Trusted Lender since 1952



Active Customers



Loaned Since 2005



Years in Business



Branch Locations

From day one, Republic Finance has been transparent with me in regards to its available career paths. Over the last 7 years, I have worked my way from Assistant Manager to Branch Manager to now Regional Vice President. The company’s established Rapid Advance Management Program has proven to be everything and more that my recruiter presented to me.
- James Spain


We have many exciting employment opportunities.



Founded in 1952, Republic Finance specializes in providing a variety of consumer loans, flexible lending options, and incomparable customer service. We have assisted customers in meeting their personal finance goals for more than 60 years. With branch offices located in Alabama, Georgia, Kentucky, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, and Texas, Republic Finance is proud to serve more than 300,000 customers in over 200 communities throughout the United States.

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Core Values

Our Team

We are a high performance company that promotes and expects excellence by:

  • Hiring the best and brightest
  • Encouraging teamwork
  • Being accountable
  • Being proactive
  • Developing ourselves and each other
  • Embracing and integrating feedback and input


Our Customers

We provide safe and affordable financial solutions to our customers by:

  • Valuing our customer relationships
  • Understanding our customers’ needs
  • Explaining our products and services
  • Delivering value-added solutions
  • Realizing we would not exist if not for our customers

Our Performance

We deliver superior results by:
  • Operating with integrity
  • Producing sustainable, long-term profitability
  • Balancing growth and risk
  • Providing excellent customer service
  • Providing economic and professional growth opportunities
  • Serving our communities

Latest News & Updates


Introducing: Online Loan Application

On December 7th, 2020, Republic Finance launched a full online application to qualified consumers.  Enjoy the convenience of applying online from the comfort of your own home by clicking "Let's Get Started" today!
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CONSUMER ALERT - **NEW** Beware of Social Media Scams

A scammer has been misappropriating Republic Finance’s name and trademark on social media platforms.
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  I trust very few places that lend to be considerate and to feel human. Republic Finance's staff members are so personable and non-judgmental with transactions. They're easy to work with and have been great about working around life circumstances.    
- Pacian A.