Note: Our current areas of service are around our local branches.

Legal Disclaimers: This is for informational purposes only. The inputs you have provided do not constitute an application for credit. Furthermore, any results do not constitute a loan offer. Your likelihood of qualifying is based upon the percentage of applicants within the chosen estimated FICO score who applied and were approved for a loan with the same loan amount input selected for your state. The Loan Calculator provides information about the monthly payment and Federal APR based upon the average personal-property secured loan using the inputs provided for a loan closed with Republic Finance. The loan calculation is inclusive of voluntary personal property insurance. Personal-property insurance is required on personal-property secured loans, but the purchase of the required insurance from Republic Finance is optional. Missouri Residents: personal-property secured loans are not offered in your state, the loan calculation of monthly payment and Federal APR will be based upon the average unsecured loan offered by Republic Finance to a customer who closed a loan using the inputs provided. This Loan Calculator does not consider your personal financial circumstances and the information is not an indication of the amount you would qualify for if you submitted an application – you may qualify for more or less. Should you apply for a loan, actual loan terms will be based upon your application. If approved, review the terms of any loan offer carefully before signing. Republic Finance does not make any warranties or representations of any kind, express or implied, with respect to the information provided, including the accuracy or applicability to any particular consumer’s situation. The information contained herein is not intended to be and does not constitute financial, legal, tax, or any other advice



How to Estimate Your Personal Loan Payments   
  1. Enter your ZIP code. We’ll show you our best estimate for your location.
  2. Select your loan amount. How much do you want to borrow?
  3. Decide how long you want to pay. We’ll calculate monthly payment based on your selection.
  4. Select your credit range. If you’re not sure, use your best estimate to get a result.
  5. Hit “Calculate” and see your results! 

How Much Can You Borrow?


How big of a personal loan you can get depends on many factors, such as state of residence and credit score. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000. If you’re seeking more, you may want to visit a branch in-person and speak to a consumer loan specialist. In some cases, you can improve your chances of qualifying for a loan by reducing the amount you’re requesting to borrow. The personal loan calculator can help you decide how much to ask for. Finally, always borrow only what best fits your financial situation. 

Need More Help? 

Here are a few resources that you might find useful: