What is a Vacation Loan?

A vacation loan is a personal loan that you can use for traveling. You repay the loan in installments over time.1

Before you get the loan, you’ll know exactly how much you’ll need to pay each month, and for how many months. 

If you’re approved for terms you like, then you can sign your loan documents and your vacation awaits! Time to book the hotel and start your daydreaming.

Your interest rate and eligibility depend on several factors, including available collateral, loan amount, and credit score.

How Do You Get a Vacation Loan?

Applying for a vacation loan is simple:2

  • Fill out a pre-qualification request (this won’t affect your credit score).

Verify your info during the loan application process. Make sure everything is accurate!

  • Sign loan documents and get your money. If approved, you’ll receive your funds within 1-2 business days. 4
Apply Now

 Why Get a Vacation Loan from Republic Finance?


Simply fill out an online pre-qualification form and we’ll be in touch shortly!


Got a moment? You can pre-qualify in minutes with no impact on your credit score.


Our customers love us. More than ten thousand customers rated us on Feefo an average of 4.9 out of 5 stars last year.

What Are the Benefits of a Vacation Loan?

Everyone deserves a nice getaway but saving can be difficult. A vacation loan allows you to finance your trip without having to pinch pennies for months and months.

If you qualify, a vacation loan can give you a more predictable payment schedule than a credit card and you won’t have to put up with credit card debt!

Also, you will receive your loan funds all at once to use however you like for your travels. Finally, vacation loans are transparent and predictable, and you’ll know clearly upfront how much you have to pay per month and for how long you’ll have to repay it.

Vacation Loans for Your Level of Credit

The terms of your loan will depend on several factors, including available collateral, employment, and credit. We work hard to find a loan to fit every circumstance.

If you’re unsure if you qualify, fill out our prequalification survey. It won’t affect your credit and you’ll know within minutes if you pre-qualify for a vacation loan.

Get Pre-Qualified

Vacation Loans Near You

With more than 250 locations in over ten states, it's easy to find a location near your neighborhood.

We've got offices in Alabama, Georgia, Kentucky, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, Texas, and Virginia, 

Our local stores offer a full range of personal loan services. Meet face-to-face with a friendly service representative, get your best rates and consult our loan experts regarding your financial needs.

Looking For a Republic Finance Branch Near You?

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*Not all consumers are eligible to apply online. Secured loan options are available exclusively in-branch and will have additional collateral and insurance requirements. Standard loan terms, rates, and origination fees apply based on your state of residence. All loans ard renewals are subject to approval pursuant to standard underwriting criteria. Not all consumers will qualify.

**All loans are subject to your usual credit requirements. A valid government-issued photo ID and proof of income are required for all loan applications. Standard loan terms apply based on your state of residence, including rates, origination fees, collateral and insurance requirements.

**Insurance products offered by Republic Finance vary by your state of residence. For more information, contact or visit your local Republic Finance branch.