Fireman putting out a fire on house

Expect the unexpected. 

Get started online to get the funds you need to help you during unforeseen events.


Emergency loans can be used for many different purposes, such as unexpected expenses. These types of loans may be acquired from your trusted lender, Republic Finance, in the form of a personal loan.

If approved, emergency loans may help you get through your current financial difficulties. While these loans typically work as installment loans, they may offer better interest rates than credit cards or payday loans.

Emergency loans provide financial assistance to unexpected expenses that you may face. These loans can be less expensive and safer than other types of loans, such as payday loans or cash advances.

If approved, this loan may certainly help you! Republic Finance offers a variety of loan amounts and payment options depending on your needs.
If you do not have enough savings to cover an emergency expense, you might be wondering how you’re going to keep up with paying it off. Emergency loans may provide solutions that can help! Whether you’ve come across an unexpected illness, your car breaks down, or you lose your job, these loans have flexible uses for those emergency situations.

While there are several different types of loans that serve as emergency loans, your lender, Republic Finance, may provide you with the right loan in order for you to pay for those unexpected expenses.

Get started today!

If you’re interested in applying for an emergency loan from Republic Finance, there are a couple ways to do so. We take pride in offering incomparable customer service in all our branches.

Get Started Online

We are proud to offer the ability to get pre-qualified online! To see your loan options, complete your pre-qualification process today. And now, qualified consumers may also have the option to complete the entire loan application process for an Unsecured Loan online!
 
*Not all consumers will be eligible to qualify online.

Find a Branch

You can locate a branch nearest you by using our branch locator tool. We have over 220 locations throughout Alabama, Georgia, Kentucky, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, and Texas.


Contact or visit your local branch today!

How do I apply?

Our interest rates & APR vary due to multiple factors, including credit history, credit score, income, loan amount, loan term, collateral, and the state where you live. If approved, our team members will go over all the details, including term options that fit your lifestyle. Here is what you can expect from the process:

Contact or visit a branch nearest you today using our branch locator tool. You can also get pre-qualified online prior to starting an application in a branch. And now, qualified consumers may also have the option to complete the entire loan application process online for an Unsecured Loan*! The online process, as well as our branch team members will request personal, financial, and employment information in order to provide an immediate decision regarding your loan possibilities.
Our branch team members nearest you will need to verify certain information including, but not limited to, your identity, income, and collateral. Be sure to bring in all necessary information, or you can always reach out to our branch team members if you have any questions or concerns! 
After we have had a chance to review your application and information, our team members will discuss your loan options, answer any questions you may have about the loan, and prepare the documents for you to sign! Upon signing for a loan, our customers are provided with a loan check from our team members that can be deposited at your bank. 

For those qualified consumers who are eligible to complete their entire loan process online, during the online application process, the applicant will need to verify their income and bank account information. If approved, the applicant will then sign their loan documents electronically. Applicants who can verify their banking information will receive their funds electronically via ACH deposit within 1-2 business days.  All other applicants will be able to visit their local branch of choice to pick up their loan proceeds.
Republic Finance welcomes you to our community and would be happy to answer any questions regarding your loan, terms, and payments. Thank you for your business! We look forward to serving you.

Why choose Republic Finance? 

Republic Finance has assisted customers in meeting their personal finance goals for more than 60 years. We take pride in our incomparable customer service, while happily serving more than 300,000 customers in over 220 communities throughout the United States. We specialize in providing a variety of consumer loans and flexible lending options that best fit our customers' needs. You can count on the Republic Finance team to continue our unparalleled service when you need us most!


When applying for a loan in a branch, our team members assist you every step of the way! Any questions or concerns you may have regarding your loan process are happily answered by our team members. If you cannot make it into a branch, you can call the branch and speak directly to our team. You can also get started online today!

*Not all consumers are eligible to apply online. Secured loan options are available exclusively in-branch and will have additional collateral and insurance requirements. Standard loan terms, rates, and origination fees apply based on your state of residence. All loans and renewals are subject to approval pursuant to standard underwriting criteria. Not all consumers will qualify.

*All loans are subject to our usual credit requirements. A valid government-issued photo ID and proof of income are required for all loan applications. Standard loan terms apply based on your state of residence, including rates, origination fees, collateral, and insurance requirements.

**Insurance products offered by Republic Finance vary by your state of residence. For more information, contact or visit your local Republic Finance branch.